01 / RECORD
Everything has a lifecycle.
From a bank account to a winter jacket, preserve acquisition, ownership, maintenance, value, usage, and eventual disposal.
Built for one person: you
Your life,
accounted for.
A private lifecycle operating system for your money, possessions, subscriptions, investments, documents, and everything that deserves your attention.
Private by design · Human-verified · Your data stays yours
Morning SitRep
Here is what changed and what needs attention.
Saturday · 01 Aug
Net worth
S$184,920
↗ 2.4% this month
Monthly outflow
S$4,286
71% of usual pace
Managed assets
146
S$38.4k estimated value
Needs attention
7
2 time-sensitive
Recent life events
View timeline →
Figma subscription renewed
−S$20.00
MacBook value updated
S$1,180
International transfer reconciled
RM 3,480
Air purifier filter replaced
Next: 6 mo
Where your value lives
All holdings
S$223k
Investments
62%Cash
19%Physical assets
11%Other
8%Worth your attention
Review all 7 →
Possible waste
S$42/month rarely used
Two subscriptions show no related activity for 90 days.
Due soon
Passport renewal window
Your passport expires in 11 months. Start the process now.
Value signal
Phone trade-in sweet spot
Estimated resale value may fall another 22% after October.
A system, not another tracker
Know what you have.
Know what it means.
Know what comes next.
The Plan connects the scattered facts of your life into a private, evolving model: what you own, what you owe, what changed, and what deserves action.
02 / CONNECT
Nothing exists in isolation.
Link a purchase to its card, a device to its warranty, a subscription to its usage, and a transfer to both currencies.
03 / ACT
Information should earn its keep.
Turn records into guidance: renew this, cancel that, repair now, rebalance later, or simply leave things alone.
One system, many domains
A coherent model of your material life.
Modules remain focused, while sharing one timeline, one identity model, and one source of truth.
Money
Accounts, cards, cash, transfers, budgets, categories, currencies, fees, and historical exchange rates.
Possessions
Devices, clothing, appliances, furniture, warranties, locations, condition, maintenance, and depreciation.
Investments
Holdings, contributions, dividends, asset allocation, price history, performance, and multi-currency valuation.
Subscriptions & obligations
Recurring charges, renewal schedules, price changes, inferred usage, contracts, and cancellation windows.
Documents
Passports, policies, receipts, certificates, proof of ownership, expiry dates, and related entities.
Timeline
A unified stream of purchases, repairs, payments, renewals, transfers, valuations, decisions, and corrections.
Personal intelligence
Not more data.
Better decisions.
The Plan watches for changes, connects weak signals across modules, and brings forward only what is timely, unusual, or useful.
Signals
3 new today
Subscription08:14
You may be paying twice for cloud storage.
iCloud+ and Google One overlap for photo backup. Estimated avoidable cost: S$35.88/year.
Asset lifecycle07:50
Your running shoes are nearing replacement.
Estimated 612 km logged. Cushioning typically degrades between 500–800 km.
Cash flowYesterday
Next month's commitments are unusually high.
Annual insurance and three renewals put fixed outflow 18% above your normal baseline.
Built around trust
Your system of record should answer to you.
Sources remain traceable. Automated extraction is validated. Inferences stay distinguishable from facts. Sensitive services can remain private-network only.
Your sourcesEmail · CSV · APIs · Manual input
→
Your private coreValidation · Ledger · Lifecycle graph
→
Your experienceSitRep · Search · Analytics · Guidance
The plan is knowing what matters next.
One private place for the objects, accounts, obligations, and decisions that make up your life.